Inflation Calculator
See how the purchasing power of your money decreases over time and what things will cost in the future.
Your inputs
Your estimate
Future Cost in 10 Years
₹1,79,085
Estimates use your inputs and assumed returns. Actual returns vary and are not guaranteed.
Quick answer
An inflation calculator shows what today’s costs will become. At 6% inflation, something costing ₹1 lakh today costs about ₹1.79 lakh in 10 years, and ₹50,000 of monthly expenses becomes about ₹1.6 lakh in 20 years.
About the Inflation Calculator
Inflation is the "Silent Thief" of wealth. If an item costs ₹1 Lakh today, at 6% annual inflation it will cost nearly ₹1.8 Lakhs in 10 years. Your savings must grow faster than inflation just to maintain your current lifestyle.
What is the formula?
Future cost = cost today × (1 + inflation rate)ʸ, where y is the number of years.
Worked example
The Reserve Bank of India targets 4% consumer inflation, with a band of 2% to 6%. Planners often use 6% for household costs and 8% to 10% for education and healthcare.
Frequently asked questions
What is the average inflation in India?
Historically, India has seen an average inflation rate of 5-7% over the last few decades.
How do I beat inflation?
By investing in assets like equity and mutual funds which have historically delivered returns higher than inflation.
Related guides
Reviewed by Vikas Gupta, AMFI-registered Mutual Fund Distributor (ARN-178652). Last updated . Mutual fund investments are subject to market risks, read all scheme related documents carefully. Mutual fund distribution by Korlipara Vikas Gupta, AMFI-registered Mutual Fund Distributor, ARN-178652. Distributors earn commission from fund houses on regular plans. Content and calculators on this site are for education, not personalised investment advice. Illustrations use assumed returns, which are not guaranteed.