Lumpsum Calculator
Calculate the potential returns on your one-time investments over a specific period.
Your inputs
Your estimate
Invested
₹1,00,000
Returns
₹2,10,585
Total Future Value
₹3,10,585
Estimates use your inputs and assumed returns. Actual returns vary and are not guaranteed.
Quick answer
A lumpsum calculator estimates the future value of a one-time investment. ₹5 lakh invested for 15 years at an assumed 12% a year grows to about ₹27.37 lakh.
About the Lumpsum Calculator
A lumpsum investment is a one-time investment in a mutual fund scheme. Ideal when you have significant capital and want it working for you from day one.
This calculator shows how your one-time investment can multiply over time.
What is the formula?
A = P × (1 + r)ⁿ, where P is the amount invested, r is the annual return and n is the number of years.
Worked example
₹5,00,000 at an assumed 12% a year for 15 years gives ₹5,00,000 × 1.12¹⁵, or about ₹27.37 lakh.
Frequently asked questions
What is a lumpsum investment?
Investing a bulk amount of money in one go into a mutual fund scheme.
When should I invest lumpsum?
Lumpsum is often preferred when the markets are undervalued or when you have a windfall like a bonus or inheritance.
Related guides
Reviewed by Vikas Gupta, AMFI-registered Mutual Fund Distributor (ARN-178652). Last updated . Mutual fund investments are subject to market risks, read all scheme related documents carefully. Mutual fund distribution by Korlipara Vikas Gupta, AMFI-registered Mutual Fund Distributor, ARN-178652. Distributors earn commission from fund houses on regular plans. Content and calculators on this site are for education, not personalised investment advice. Illustrations use assumed returns, which are not guaranteed.